Once you reach age 25, the Social Security Administration (SSA) will send an annual report on your individual account. This report will highlight potential benefits from your account and is a valuable tool for your use when considering ways to plan for your retirement and other financial needs. Social Security should be only one […]
During the loan approval process, a question that customers often raise is, “What do they look for on my credit report?” and “What is a credit report, anyway?” Credit reports are used by the majority of potential lenders to assess your credit worthiness and help determine whether or not to approve your loan. A […]
When you are trying to choose just the right gift for your grandchildren, you can have a tough time sifting through the newest trends and fads. Last week it was this pop star, next week it may be a new cartoon character. On top of that, you don’t want to get something that won’t […]
The snowball started with an inspection. When Jenny took her car in for an inspection, she had no idea that it would need new tires and a new catalytic converter. After these expenses, she didn’t have enough to pay one of her credit cards. She figured she’d just make it up later, but when […]
If you are investing money or planning on doing so, there is one very important question you should ask yourself: What kind of investor am I? Knowing if you are an aggressive or conservative investor is the first step to knowing how you should invest your money. Determine your risk tolerance First you need […]
If nothing ever changed in your life, you could probably chart your financial and investment strategies and then forget about them. But your life is full of changes — and many of them will require you to take a new look at how you save, invest and protect your family. Let’s run through some […]
One objection to purchasing term life insurance is just that: when the term is over, the policy is finished. That’s it. No more coverage. Many people worry they will outlive the policy period and ‘waste their money’ on something they didn’t need. It can be difficult to counter these arguments except by explaining how […]
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