Section » Finance
Perception Is Not Reality
When it comes to American families and financial planning, perception is not reality. Although they are overwhelmingly optimistic about their financial future, their financial planning habits paint quite a different picture, according to a recent study commissioned by State Farm Life Insurance Companies and conducted by KRC Research. The study reports
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Is a Rollover in Your Future?
Have you recently left one employer to begin working for another? Were you covered by an employer-sponsored retirement plan, such as a 401(k)? If so, you may be wondering about the future of your account. In the event of a job change, there are many options available to you regarding your employer-sponsored
Save Money with Multiple Policies
In today’s busy world, filled with concern over the rising cost of gas and housing, many of us look for ways to get greater value for our time and money. One way you may not have considered is having all of your insurance needs taken care of in one place. There are advantages to having your car, home
Impact-resistant Roofing
How about an affordable investment in your home that pays you back in return? There’s a fairly new product — impact-resistant roofing — that can do just that. It’s available in shingles that look like ordinary asphalt shingles (either three-tab or architectural shingles), as well as other types
Why You Need a Financial Plan
Studies have shown that financial planning plays a key role in achieving major life goals. Why wait any longer? Start assessing your current situation, setting goals and planning for your own financial future today. The Best Laid Plans Before you can start planning, you need a clear picture of where
Life Lessons
Mike Thompson died in a car accident leaving behind his wife, Amanda, their two boys and stiff financial challenges. “After that,” Amanda recalls, “I put the house up for sale and we moved in with my mother.” About six months later, she purchased life insurance on herself telling her agent, “I
Use Your Social Security Statement as a Guide
Once you reach age 25, the Social Security Administration (SSA) will send an annual report on your individual account. This report will highlight potential benefits from your account and is a valuable tool for your use when considering ways to plan for your retirement and other financial needs. Social
Giving Credit Where Credit is Due
During the loan approval process, a question that customers often raise is, “What do they look for on my credit report?” and “What is a credit report, anyway?” Credit reports are used by the majority of potential lenders to assess your credit worthiness and help determine whether or not to approve
Give Grandchildren the Gift of Life
When you are trying to choose just the right gift for your grandchildren, you can have a tough time sifting through the newest trends and fads. Last week it was this pop star, next week it may be a new cartoon character. On top of that, you don’t want to get something that won’t last 10 minutes out
Back to the Basics
The snowball started with an inspection. When Jenny took her car in for an inspection, she had no idea that it would need new tires and a new catalytic converter. After these expenses, she didn’t have enough to pay one of her credit cards. She figured she’d just make it up later, but when Jenny missed
